Get connected with a
licensed lending partner

HomeiLoan is not a lender

HomeiLoan does not:

• Originate, fund, or service mortgage loans
• Issue loan commitments or pre-approval letters
• Quote, negotiate, or lock in interest rates
• Take or process Uniform Residential Loan Applications (Form 1003)
• Make credit decisions or determine your eligibility for a loan
• Hold, transfer, or service your mortgage at any point

All mortgage lending activities are performed exclusively by our licensed lending partners, who are independent third parties. HomeiLoan has no control over the terms, rates, fees, or decisions made by any lending partner.

You are free to choose any lender

By using this site, you are not entering into any agreement with HomeiLoan or any lending partner. You have the absolute right to:

• Decline contact from any lender who reaches out to you
• Compare offers from multiple lenders, including lenders not in our network
• Choose a lender, bank, credit union, or mortgage broker of your own selection
• Walk away at any point in the process at no cost or penalty
• Request that a lender stop contacting you at any time

We encourage all consumers to compare offers from multiple sources before making any mortgage decision.

No guarantee of approval or terms

HomeiLoan makes no representations or warranties that:

• You will be approved for a mortgage loan
• You will receive any particular interest rate, APR, or loan terms
• The lenders in our network are the best option for your situation
• Any information on this website is current, accurate, or complete

Loan approval, terms, interest rates, and fees are determined solely by the lending partner based on your individual credit profile, income, property details, and other underwriting factors.

How our lead generation works

When you submit your information on HomeiLoan.com, you are submitting a request to be connected with one or more licensed mortgage professionals in our network:

• Your information is transmitted securely to one or more of our licensed lending partners.
• Those lending partners may contact you by phone, email, or text message to discuss your mortgage needs.
• You may be contacted by more than one lending partner.
• HomeiLoan does not review, evaluate, or act on your loan application in any way.

How HomeiLoan is compensated

HomeiLoan is compensated by its lending partners for referring consumers. This compensation is typically a flat fee paid per qualified lead and is not contingent on whether a loan is originated or closed.

HomeiLoan's compensation from lending partners does not increase the cost of any loan to you. You will not be charged any fee by HomeiLoan for using this service.

RESPA disclosure

In accordance with the Real Estate Settlement Procedures Act (RESPA):

• HomeiLoan receives compensation from lending partners for bona fide marketing and lead generation services.
• No portion of HomeiLoan's compensation is tied to whether a loan is ultimately originated or closed.
• HomeiLoan does not participate in the mortgage transaction beyond the initial consumer referral.

For questions about your rights under RESPA, visit the CFPB at consumerfinance.gov.

TCPA & contact consent

By submitting your information, you expressly consent to be contacted by HomeiLoan and its licensed lending partners via telephone calls (including automated), pre-recorded messages, SMS texts, and email — even if your number is on a Do Not Call registry. Consent is not a condition of purchase.

To opt out: Reply STOP to any text message. You may also request that any lender stop contacting you directly at any time.

State-specific notices

Mortgage lending and lead generation are regulated at the state level. Notable considerations include:

• Connecticut: Connecticut law may require licensing for certain mortgage lead generation activities.
• California: California residents have additional privacy rights under CCPA.
• All states: You should verify a lender's license status through NMLS at nmlsconsumeraccess.org.

Privacy & data use

When you submit your information, it will be shared with one or more licensed lending partners for the purpose of connecting you with mortgage financing options. HomeiLoan does not sell your personal information to unrelated third parties for their own marketing purposes.

Lending partners who receive your information may use it in accordance with their own privacy policies, which we encourage you to review.

Contact us

Questions about these disclosures? Contact us:

• Email: info@homeiloan.com
• Phone: +1 (888) 257-8265
• Mail: 1825 NW Corporate Blvd, STE 110, Boca Raton, FL 33431

Information We Collect

When you use HomeiLoan.com, we collect information you provide directly to us, including:

• Name, email address, and phone number
• Financial information such as estimated home price, down payment, annual income, and monthly debt
• Credit score range and loan type preferences
• Property state and other mortgage-related details
• Any messages or communications you send us

We also automatically collect certain technical information when you visit our site, including IP address, browser type, pages visited, and referring URLs.

How We Use Your Information

We use the information we collect to:

• Connect you with licensed mortgage lending partners in our network
• Respond to your inquiries and provide customer support
• Send you information about mortgage products and services
• Improve and optimize our website and services
• Comply with legal obligations and enforce our terms
• Detect and prevent fraud or other harmful activities

How We Share Your Information

We may also share your information with:

• Service providers who assist us in operating our website and business
• Analytics providers to help us understand how our site is used
• Law enforcement or government agencies when required by law
• Successor entities in the event of a merger, acquisition, or sale

We do not sell your personal information to unrelated third parties for their own marketing purposes.

Cookies & Tracking

We use cookies and similar tracking technologies to enhance your experience on our site. These help us remember your preferences, analyze traffic, and improve our services. You can control cookie settings through your browser, though disabling cookies may affect site functionality.

Data Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Rights & Choices

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications at any time
• California residents may have additional rights under the CCPA

To exercise any of these rights, contact us at info@homeiloan.com.

Children's Privacy

HomeiLoan.com is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated date. Your continued use of our site after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, please contact us:

• Email: info@homeiloan.com
• Phone: +1 (888) 257-8265
• Mail: 1825 NW Corporate Blvd, STE 110, Boca Raton, FL 33431

Acceptance of Terms

By accessing or using HomeiLoan.com, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Description of Service

Our service allows you to submit your information to be connected with licensed mortgage professionals. We do not originate loans, quote rates, or make credit decisions.

User Responsibilities

By using HomeiLoan.com, you agree to:

• Provide accurate, current, and complete information
• Be at least 18 years of age
• Use the site only for lawful purposes
• Not attempt to gain unauthorized access to any part of the site
• Not use the site to transmit harmful, offensive, or fraudulent content
• Not reproduce, duplicate, or exploit any portion of the site without permission

No Guarantee of Services

HomeiLoan does not guarantee that:

• You will be matched with a lending partner
• Any lending partner will approve your loan application
• You will receive any particular loan terms, rates, or fees
• The site will be available at all times without interruption

Third-Party Lending Partners

HomeiLoan is not responsible for the actions, products, services, or content of any third-party lending partners. Any transactions you enter into with lending partners are solely between you and that lender. We encourage you to review each lender's own terms, rates, and policies before proceeding.

Intellectual Property

All content on HomeiLoan.com, including text, graphics, logos, and software, is the property of HomeiLoan or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimer of Warranties

HomeiLoan.com is provided "as is" and "as available" without any warranties of any kind, either express or implied. We disclaim all warranties including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, HomeiLoan shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or services, even if we have been advised of the possibility of such damages.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Palm Beach County, Florida.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the site after changes constitutes your acceptance of the new Terms.

Contact Us

If you have questions about these Terms, please contact us:

• Email: info@homeiloan.com
• Phone: +1 (888) 257-8265
• Mail: 1825 NW Corporate Blvd, STE 110, Boca Raton, FL 33431

What Are Cookies

Cookies are small text files that are stored on your device when you visit a website. They help websites remember your preferences, analyze traffic, and improve your experience. Cookies cannot harm your device or access other files on it.

Types of Cookies We Use

HomeiLoan.com uses the following types of cookies:

• Essential Cookies: Required for the site to function properly. These cannot be disabled as they are necessary for basic features like form submission and page navigation.
• Analytics Cookies: Help us understand how visitors interact with our site by collecting anonymous usage data. This helps us improve our content and user experience.
• Marketing Cookies: Used to track visitors across websites to display relevant advertisements. These may be set by our advertising partners.
• Preference Cookies: Allow the site to remember choices you make such as your preferred language or region.

Third-Party Cookies

We may allow third-party service providers to place cookies on your device, including:

• Google Analytics for website traffic analysis
• Meta (Facebook) Pixel for advertising and conversion tracking
• GoHighLevel for CRM and lead management

These third parties have their own privacy policies governing their use of cookies. We encourage you to review their policies.

How to Control Cookies

You can control and manage cookies in several ways:

• Browser Settings: Most browsers allow you to refuse or delete cookies through their settings. Note that disabling cookies may affect the functionality of our site.
• Opt-Out Tools: You can opt out of Google Analytics at tools.google.com/dlpage/gaoptout
• Ad Preferences: You can manage ad preferences at youradchoices.com

Cookie Retention

Cookies are stored on your device for varying periods:

• Session cookies: Deleted when you close your browser
• Persistent cookies: Remain until they expire or you delete them, typically 30 days to 2 years

Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated date. Continued use of our site constitutes acceptance of the updated policy.

Contact Us

If you have questions about our use of cookies, please contact us:

• Email: info@homeiloan.com
• Phone: +1 (888) 257-8265
• Mail: 1825 NW Corporate Blvd, STE 110, Boca Raton, FL 33431

Your Right to Opt Out

HomeiLoan.com is committed to honoring your privacy rights. This page explains what "selling" personal data means in this context and how to exercise your rights.

What We Share & Why

When you submit your information on HomeiLoan.com, your data is shared with licensed mortgage lending partners for the purpose of connecting you with financing options. This sharing may be considered a "sale" under certain state privacy laws even though we receive compensation for lead generation services rather than directly selling your data.

We do not sell your personal information to unrelated third parties for their own marketing purposes unrelated to mortgage services.

How to Opt Out

To opt out of the sharing of your personal information, you may:

• Email us at info@homeiloan.com with the subject line "Do Not Sell My Data"
• Call us at +1 (888) 257-8265
• Write to us at: 1825 NW Corporate Blvd, STE 110, Boca Raton, FL 33431

Please include your full name, email address, and phone number so we can locate and process your request. We will respond within 45 days as required by law.

What Happens After You Opt Out

Once you opt out:

• We will stop sharing your personal information with lending partners for future transactions
• We will notify any lending partners who received your data within the past 90 days of your opt-out request
• You will not be discriminated against for exercising this right — we will not deny you services or charge you a different price
• Note: Opting out does not affect information already shared prior to your request

Additional Privacy Rights

Depending on your state of residence, you may also have the right to:

• Know what personal information we have collected about you
• Request deletion of your personal information
• Correct inaccurate personal information
• Receive a copy of your personal information in a portable format

To exercise any of these rights, contact us using the information above.

Authorized Agent

You may designate an authorized agent to submit requests on your behalf. We may require verification of the agent's identity and written authorization from you before processing such requests.

Connecting Homebuyers with the Right Lending Partner

HomeiLoan.com is a mortgage lead generation marketplace dedicated to making the home financing process simpler, faster, and more transparent for consumers across all 50 states.

We are not a lender. We are a bridge — connecting everyday homebuyers, first-time purchasers, investors, and homeowners looking to refinance with licensed mortgage professionals who can actually help them get to the closing table.

Simplifying the Mortgage Process

Getting a mortgage shouldn't feel overwhelming. Our mission is to remove the friction from the process by giving consumers a simple, free way to connect with licensed lending partners who specialize in their specific situation — whether that's a first-time FHA loan, a VA loan for a veteran, a jumbo loan for a high-value property, or a cash-out refinance.

Trusted Lending Partners Nationwide

We work exclusively with licensed mortgage professionals who are vetted, compliant, and committed to serving consumers with integrity. Our lending partners are licensed in the states where they operate and are held to high standards of conduct.

• 100+ licensed lending partners across the USA
• Coverage in all 50 states
• Specialists in every major loan type — conventional, FHA, VA, USDA, jumbo, and refinance
• Dedicated loan officers who guide you through every step

Transparency, Compliance & Consumer First

• Transparency: We are clear about what we are — a marketplace, not a lender. No hidden fees, no surprises.
• Compliance: We operate within all applicable federal and state regulations including RESPA, TCPA, and state-specific lending laws.
• Consumer First: You are never obligated to work with any lender we connect you with. You are always free to shop around.
• Privacy: We handle your personal information with care and never sell it to unrelated third parties.

Get In Touch

• Email: info@homeiloan.com
• Phone: +1 (888) 257-8265
• Address: 1825 NW Corporate Blvd, STE 110, Boca Raton, FL 33431

Tell Us About Your Goals

Start by answering a few simple questions about your home purchase or refinance goals. We'll ask about:

• Whether you're buying, refinancing, or doing a cash-out refi
• The estimated home price and your down payment
• Your credit score range and annual income
• The state where the property is located
• Your contact information

The whole process takes under 3 minutes. No documents needed at this stage.

Get Matched with a Licensed Lending Partner

Once you submit your information, it is securely routed to one or more licensed mortgage professionals in our network who specialize in your loan type and state.

A lending partner will reach out to you — typically within 15 minutes during business hours — to introduce themselves and discuss your options.

Your Lender Guides You Through the Process

Once you choose a lending partner to work with, they handle everything from there:

• Full loan application (Uniform Residential Loan Application)
• Document collection and verification
• Appraisal coordination
• Underwriting and approval
• Closing coordination

HomeiLoan's role ends at the introduction. Your lender is your point of contact from that point forward.

You Are Always in Control

• You can decline contact from any lender at any time
• You are free to compare offers from multiple lenders
• You can choose a lender outside our network entirely
• There is no cost to you for using HomeiLoan
• You can opt out of communications at any time by replying STOP to any text

Helpful Mortgage Guides & Tips

Our mortgage blog is coming soon! We're working on helpful articles to guide you through the home financing process. Topics will include:

• First-time homebuyer guides
• How to improve your credit score before applying
• Understanding the difference between loan types
• What to expect during the mortgage process
• When is the right time to refinance?
• How much house can you afford?
• Understanding PMI and how to avoid it
• VA loan benefits for veterans and military
• USDA loans — who qualifies and how they work
• Cash-out refinancing explained

Be the First to Know

Want to be notified when we publish new articles? Reach out to us at info@homeiloan.com and we'll add you to our list.

In the meantime, if you're ready to get connected with a licensed lending partner, use the form on our homepage — it takes under 3 minutes and there's no obligation.